pennbattleiiidx5000| The car guide price is 112,800 yuan and the premium is 3900 yuan! BYD Property Insurance issued its first policy
editor 2024-05-16 17:05:44 Finance 37
According to the Shanghai Securities News,Pennbattleiiidx5000Recently, Shenzhen BYD property Insurance Co., Ltd. has issued its first insurance policy with a premium of 3900 yuan, including 2950 yuan for commercial insurance and 950 yuan for traffic insurance. The model involved is BYD's 2024 dolphin honor version 420km free version, which currently has an official guiding price of 11.Pennbattleiiidx5000280000 yuan.
In addition, it is rumored that BYD Insurance is currently piloted at a 4S store in Weihai, Shandong Province, which is only available for dolphin models, and the first insurance is given free to new dolphin owners, the Dahe Daily reported.
The analysis shows that at present, new energy vehicles are facing the industry problems of high premium and difficult insurance, and car insurance companies are also under the pressure of loss.
As a car company, BYD can provide more competitive maintenance price according to its own model characteristics and the scale effect of the automobile supply chain, and then reduce the car insurance cost to the insured car owners.
It is worth mentioning that on May 6, 2024, the State Administration of Financial Supervision and Administration issued a reply saying that it was agreed that BYD property Insurance should use the unified national traffic insurance terms, basic insurance rates and corresponding rate fluctuations in Anhui, Jiangxi, Shandong (excluding Qingdao), Henan, Hunan, Guangdong, Shaanxi and Shenzhen.
According to the 21st Century Economic report, in July 2022, Yi'an property Insurance was approved to enter the bankruptcy reorganization process, becoming the first domestic property insurance company to go bankrupt. The original Bank Insurance Regulatory Commission issued a notice on May 9, 2023, saying that BYD Automotive Industry Co., Ltd. agreed to transfer 1 billion shares of Yi'an property Insurance, with a shareholding ratio of 100%. Seven companies, including Shenzhen Yinzhijie Technology Co., Ltd., and Shenzhen Guanghui Petroleum Group Co., Ltd., no longer hold Yi an property insurance shares. The acquisition finally revived Yi an property Insurance, the first domestic insurance company to enter the bankruptcy restructuring process, and made BYD the first car company in China to be approved for a wholly-owned property insurance company.
According to public information, Yi'an property Insurance was established in February 2016 with a registered capital of 1 billion yuan and registered in Shenzhen. Jointly launched by Guanghui Petroleum, Yinzhijie and other seven companies, it is one of the four professional Internet insurance companies approved by the former Insurance Regulatory Commission.
What is noteworthy is that, unlike the insurance intermediary license, in which insurance brokers can only sell auto insurance products, BYD has obtained a rare wholly-owned insurance license in the industry, and as a rare Internet insurance company license, it also has the advantage of developing the industry nationwide without setting up branches. BYD's acquisition of Yi'an property Insurance, its business scope does not include motor vehicle insurance. After BYD took over Yi'an property Insurance, it carried out new energy vehicle insurance business to create a stronger ecological closed loop of the industrial chain.
In fact, this is not the first time BYD has been "involved in risk", and its layout in the insurance industry has already begun. BYD took a stake in Qianhai Insurance Trading Center (Shenzhen) Co., Ltd. as early as 2013.
This article synthesizes the public data of Shanghai Securities News, 21st Century Economic report (reporters: Zheng Jiayi, Zhang Mingyan), Dahe Daily, State Administration of Financial Supervision and Administration, etc.
(article Source: 21st Century Economics report)